"Mobile Computing" Please respond to the following:

· Mobile banking features have added several advantages for customers however; there are security risks that come with them. Determine the security risks with respect to phishing, smishing, vishing, cloning, and a lost or stolen smartphone that have been experienced by the financial services industry as a result of mobile banking.

· Personal data assistants (PDAs), iPads, and e-Readers have the capability to wirelessly connect to online stores so that their users can purchase books, music, games,read e-Books, read the news, and perform a myriad of other tasks. Describe and assess the impact of these devices on newspapers, paper books, music CDs, gamesDVDs, etc.

"Crowdsourcing and Social Networking" Please respond to the following:

· Crowd sourcing has been predicted to be the future of marketing, advertising, product design etc. Companies that have used crowdsourcing include Starbucks, InnoCentive,Inc, uTest, etc. Compare and contrast the traditional marketing, advertising,product testing, and product design to corresponding crowdsourcing-based methods.Determine the method you would use and why.

· Social networking has forced businesses to amend some of their employees' conditions of employment and company expectations. Employees could disclose an employer'sproprietary information on social networks. They can post information that could be detrimental to the company's image. Suggest three techniques companies could use to prevent employees from using social networking to harm a company's reputation.