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1.Question : Which statement most accurately describes the relationship between health insurance and health?

1- Compared with the insured person, the uninsured tend to be diagnosed at later stages of life-threatening illnesses.

2- Having health insurance has no impact on a person's overall health. Genetics and lifestyle choices are the only factors proven to impact health.

3- In an effort to avoid high-cost hospitalizations, the uninsured are more likely to practice health maintenance behaviors than those with insurance.

4- People who have health insurance display a 25 percent increased risk of dying when compared to the uninsured.

2.Question :

Which of the following are stakeholders in health care policy?

1- Individuals, Businesses, Consumers, and Purchasers

2- Purchasers, Medical Suppliers, Providers, and Businesses

3- Providers, Hospitals, Physicians, and Insurers

3.Question : Proportional payments are ________________.

1- The ratio of payment to income that is the same for all classes.

2- payments that take a falling percentage of income as income increases.

3- payments that take a rising percentage of income as income increases.

4-A set fee regardless of income.

4.Question : Which of the following is an effective cost control mechanism?

1- Raising physician fees

2- Capitation payments

3- Patient cost sharing

4- Risk transfer

5.Question :
 How is Health Policy Formed?

1- Through discussion with patients

2- Through the judicial system

3- Through the legislative process

4- Both B and C

6.Question : Which of the following are modes of paying for health care?

1- Capitation, Fee-for-service, and Salary

2- Out-of-pocket payments, individual private insurance, employment-based private insurance, and government financing

3-Private Insurance and government financing

4- Medicare, Medicaid, Private Insurance

1.Question :What were the most common medical care structures of the first half of the twentieth century?

2.Question :List the methods of physician payment.

3.Question : What are the three models of organizing care? Provide a brief description of the care provided at each level.

4.Question : What is the concept of patient cost sharing? Is it painless form of cost control? For whom?

5.Question : Describe why private health insurance coverage has decreased over the past decades, creating the uninsured/under insured crisis? Who are the uninsured?

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