An information system will cost $110,000 to implement over a two-year period and will produce no savings during the first two years. When the system goes online, the company will save $32,000 during the first year of operation. For the next four years, the savings will be $30,000 per year. Assuming a 12 percent discount rate, what is the NPV of the system? What is the payback period for this project? Draw the graph. What is the ROI for this project?