Interest on a loan is paid on a declining balance, and hence a loan with an interest rate of, say, 14 percent can cost significantly less than 14 percent of the balance. Write a program that takes a loan amount and interest rate as input and then outputs the monthly payments and balance of the loan until the loan is paid off. Assume that the monthly payments are one- twentieth of the original loan amount, and that any amount in excess of the interest is credited toward decreasing the balance due. Thus, on a loan of $20,000, the payments would be $1,000 a month. If the interest rate is 10 percent, then each month the interest is one-twelfth of 10 percent of the remaining balance. The first month, (10 percent of $20,000)/12, or $166.67, would be paid in interest, and the remaining $833.33 would de- crease the balance to $19,166.67. The following month the interest would be (10 percent of $19,166.67)/12, and so forth. Also have the program output the total interest paid over the life of the loan.