Question: When 15, Hilda Villalobos suffered cuts to her head and face when the car in which she was riding collided with another vehicle. The vehicles were insured, but a year after the accident, Shirley Smith, an insurance adjuster, discovered Hilda's claims had not been finally resolved. Smith phoned Hilda's father, Antonio, and told him Hilda was entitled to compensation. Antonio described Hilda's scars, but was in a hurry to leave for Mexico. Hilda was already there for the next year.

Smith explained that without seeing Hilda's scars her estimate of the value of Hilda's claim could be inaccurate, but offered $3,000. Antonio wanted the money for Hilda right away. Smith paid him $3,000 and he and Hilda's mother, as Hilda's parents, signed releases for Hilda's injuries. Eight months later, when Hilda was 17, Antonio sued on behalf of Hilda. Did the suit constitute disaffirmance by Hilda?