Kamil purchased a Honda car by hire-purchase. The purchase was financed by Keong Finance Co. Ltd (KFCL). Kamil entered into a hire-purchase agreement with KFCL for 60 months at an instalment of RM800 per month. When he faced financial problems, Kamil defaulted on two instalments successively. KFCL took possession of the car. Advise Kamil as to his rights as a hirer.