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You are asked to review the file of Ms. Jane Foley, the niece and only surviving heir of the late Ron Foley. Mr. Foley had a $1,000,000 life insurance policy that named his former business partner William Hill as the beneficiary. Ms. Foley believes that Mr. Hills has no right to collect from any insurance policy of her late uncle and she should get the proceeds. Write an interoffice memo.

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