Why is it necessary for the debtor's property to be in the possession of the creditor/artisan for the artisan's lien to be effective? What must the artisan do if she or he gives up possession and is not paid? (You answer should be at least 5-7 sentences.)

For which debts is a person who needs protection of the bankruptcy laws still held liable? Why were these provisions included in bankruptcy laws? (You answer should be at least 5-7 sentences.)

Dollar amounts in the bankruptcy statutes are subject to adjustment every three years based on the consumer price index. Do you agree with Congress's decision for such adjustment? Why or why not? (You answer should be at least 5-7 sentences.)