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Which of the following acts by a third-party collector would be a violation of the FDCPA?

a. sending the debtor a postcard that reads: "Don't let this bill affect your excellent credit rating"

b. calling the debtor at home at 8:30 AM to confirm the debt

c. referring the account to an attorney for a lawsuit

d. filing suit without first contacting the debtor

Business Management, Management Studies

  • Category:- Business Management
  • Reference No.:- M971298

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