The problems that take place due to the failure of financial institutions to obtain as well as retain notes and mortgages, leading to the incapability of financial institutions to foreclose on property as well as even worse leading to financial institutions attractive in widespread forgery to fabricate documents the similar article as for the previous question. In conclusion presumptuous that all paperwork was actually in order can transferee institutions evade claims of fraud in the inducement by borrowers when trying to foreclose on the mortgages if all requirements of holder in owing course status have been met on the underlying notes?