The explosion of information-driven self-serve options in the consumer world is evident in the gas station, where customers pay, pump gas, and purchase a car wash without ever seeing an employee; in the retail store such as Walmart, Home Depot, and the local grocery, where selfservice checkout stands mean customers can purchase a basket of items without ever speaking to a sales agent; at the airport, where customers make reservations and pay for and print tickets without the help of an agent; and at the bank, where ATMs have long replaced tellers for most transactions.

But a backlash is coming, experts predict. Some say that people are more isolated than they used to be in the days of face-to-face service, and they question how much time people are really saving if they have to continually learn new processes, operate new machines, and overcome new glitches.

Labor saving technologies were supposed to liberate people from mundane tasks, but it appears that these technologies are actually shifting the boring tasks to the customer.

On the other hand, many people like the convenience of using these self-service systems, especially because it means customers can visit a bank for cash or order books or gifts from an online retailer 24 hours a day. Does this mean the end of "doing business the old-fashioned way?"

Will this put a burden on the elderly or the poor when corporations begin charging for face-to-face services?