Q. Pam borrows $5,000 from Quality Auto Sales to buy a car. When Pam does not pay the loan or return the car, Quality wants to transfers the right to the payment to Rapid Collection Agency. Rapid agrees to pay Quality for this right, but for a price which is less than the amount owed. Can Quality transfer this right to Rapid without Pam's consent? If so, also Quality committed fraud in the deal with Pam, could Pam legitimately refuse to pay Rapid? Elucidate.

Waterfront Hotels Corporation in Boston offers a job to Carol, who lives in Denver. Carol orally agrees to work for Waterfront for two years. She moves her family to Boston also begins work. Three months later, she is fired for no stated cause. She files a suit against the employer for reinstatement or pay. Waterfront pleads the lack of a written contract. In whose favour is the court likely to rule, also explain why?