Repond to All of the Questions whether they are True/False.

1. ERISA guidelines require the employer to vest the employee 100% after 5 years, 20% from years 3-5, or earlier if the employer so chooses.

2. If a company chooses to provide health care to employees, they have to follow the COBRA, HIPAA, and ERISA rules.

3. Both traditional health care plans and managed health care plans restrict the availability of doctors/providers by defined coverage area.

4. Contributions to 401k and 403b are made on a “pretax basis.”

 5. Disability insurance, short-term or long-term, can only provide benefits to employees when they’ve been injured on the job.

6. Social Security benefits are designed to replace 100 percent of an employee’s preretirement income.

7. The rotator cuff syndrome is a type of repetitive stress injury.

8. To reduce anger, give orders or ultimatums to settle down the perpetrator.

9. All employers, but not all employees, have a duty to comply with OSHA rules and regulations.

10. The employer has a right to get the inspector’s credentials, including their name and badge number, and to receive information on the reason for the inspection—either the employee complaint or the program inspection information.

11. The OSHA inspector can conduct the on-site inspection completely anonymously.

12. Company representatives are not allowed to accompany inspectors as they go through their site visit.