Recognize the Fairness For Struggling Students Act of 2013 and present status of this legislation. Incorporate the kinds of loans covered and kinds of loans which are not covered. Recognize present bankruptcy rule and describe what it covers. Then recognize what Fairness For Struggling Students Act of 2013 seeks to address and how this will change bankrupcy rule if passed. Explain the probability of whether this legislation will be passed and why. At last, express your opinion on whether legislation must be passed and explain why or why not.