(Answered) Read allstate insurance company v herron from your textbook

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Read Allstate Insurance Company v. Herron from your textbook and respond to the following critical thinking and ethical decision-making questions:

• What is the reasoning that explains why a material breach requires harm to the insurer?

• Why would not just any breach be material to the ongoing responsibilities under the contract?

• Think about the Alaska law regarding material breaches of the cooperation clause for insurance policies. Whom do you think such a law is meant to protect?

• Why do you think the Alaskan law protects those people unless they harm the insurer?

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