Question:
Three weeks ago, you deposited a $1,000 payroll check at your bank after signing your name to the back of the check and writing the words "For Deposit Only-Account Number 7852837" immediately above your signature (Account Number 7852837 is your checking account). Since then, you discovered that the bank did not deposit the check into your checking account, but instead deposited the check into your other account at the bank, a "money market" account. As a result, you have bounced three checks totaling $583 and incurred $75 in bounced check fees.
How would I ask the bank advising them of your legal rights in this situation? Would I send them a note? If so what should I say to them to help explain the situation in detail?