Question 1 [Article : Which disasters are covered by homeowners insurance?]

Review the insurance coverage overview at the Insurance Information Institute and then research an article related to disaster insurance. Prepare an approximately 200-word post that discusses at least two takeaways (important points) from the article you read.

Include reference citations in APA Style and explain key terms.

Question 2

After researching both, write a statement comparing and contrasting business impact analysis to risk assessment. (150 to 250 words)

Question 3

The recovery time objective (RTO) is the targeted duration of time and a service level within which a business process must be restored after a disaster (or disruption) in order to avoid unacceptable consequences associated with a break in business continuity.[1] Select an essential function for an organization for which you work or would like to work, or with which you are familiar.

Determine the RTO for that essential function and explain your reasoning for that RTO. (approximately 150 words)

Question 4

Based on the Risk Assessment Worksheet you prepared in Unit 2, prepare a short summary in your own words of the types of capabilities (resources, personnel, expertise, information, etc.) you would need to prevent if possible, protect against, respond to and recover from each of the hazards you identified.

Note whether you can estimate the capability level needed. Explain your rationale for the needed capabilities. (250 to 500 words)