1) please share your thoughts on how the discretionary benefits (the cost for which is significant) can best be used strategically to attract, retain and motivate employees.

2)Please give some specific examples how an organization can structure this important piece of total rewards to target the applicants with the requisite Knowledge Skills and Abilities for organizational success.

For example, if an organization is seeking an employee with very current skills in computer design, the organization may want to structure benefits that would attract a new college graduate in the Computer Technology area by offering a program that would pay for outstanding college loans over a period of time.