Perform the subsequent retirement calculation: An employee works at the local hamburger restaurant for 40 years as well as never earns more than minimum wage which is $12,000 a year. But this employee is able to save 6% or $720 per year. Over the 40-year period the employee's investments average 8% interest per year. How much will the employee have in his or else her retirement account at the end of the 40 years? What are your opinions regarding this sum?