Payment is to be made on or before six months from today., Ask an Expert

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On a sheet of paper, Elle prepares, without her signature, "I acknowledge that I owe Frank $600, payable out of the proceeds of the sale of my car, a 2003 Honda Civic, which I promise to advertise ‘For Sale' next week. Payment is to be made on or before six months from today." What type of instrument is this? Is it negotiable? If not, why not?

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