Payment history accounts for roughly 35 of ones overall, Ask an Expert

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Most consumers understand that good credit score is vital to one's financial security and stability. Several people may not understand how credit score is computed. Payment history accounts for roughly 35% of one's overall score. This means that on-time payments are absolutely essential. Debt level is not far behind at 30%. This accounts for near-limits and the total amount of money owed. Length of credit history is next at 15%, followed by inquiries at 10% and mix of credit at 10%. How to examined this paragraph.

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