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Ken fell asleep while driving late at night. He crossed the center line and hit a car approaching from the other direction. The following losses occurred:

--the driver of the other car suffered $30,000 in bodily injuries

--Ken's car sustained $5,000 in damages

--the car that Ken hit was a total loss

--Ken incurred $5,000 in medical expenses

Which of Ken's PAP coverages will cover the damage to the car that Ken hit?

a. bodily injury liability

b. collision coverage

c. medical payments coverage

d. property damage liability

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