Jan wants to buy a house, but her friend Ann is a much tougher negotiator. They devise a plan where Ann will tell the seller of the house that she is Jan's agent and will make all the decisions with respect to any purchase of the house. They also agree that Ann actually will have no such authority and that Jan is the only one who will make any decisions relative to purchasing the house. They meet with the seller, and Ann says that she is Jan's agent while Jan says nothing. Has an agency been created?