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James, an accountant, allegedly embezzled money from Ginny. Ginny sues James for malpractice, but fails to find a forensic accountant to opine James embezzled. An expert witness is important to prove malpractice. After nine months and two court warnings, the judge grants James summary judgment. The Judge stated summary judgment was proper because __________

- Ginny was late,

- James had his own expert,

- Ginny's lawyer failed to mention the expert's name in the complaint.

- there was no issue of material fact for a jury to decide and why?

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