It ShOuld be 250 describe the concept known as adverse selection? Explain how does its existence affect the market for health insurance? List and describe a few examples of insurance companies protect themselves from adverse selection? Part 2, explain moral hazard and how does it affect the demand for health insurance? What approaches do insurance companies use to control its existence? Your initial post to the given topic of discussion should contain a minimum of 2-3 peer-reviewed references.