It can be agreed that banks are acting in a responsible manner when it comes to credit card solicitations. This is reflection in the way they are prompt in making the customer aware of the dues and payment clearance date. This is additionally reflected in the way they change the limits and clause of the credit card already issues. However the most evident of it is the way in which the credit card line of possible options have been constant changed and enhanced by banks in order to have options for all kind of consumers.

The customers are responsible for clearing the credit card debt on time and if they are not able to do so, they should be willing to bear the interest burden and make the payment of same on time. They should be responsible for their actions with the credit card and should not keep hiding and presenting issues and excuses running away from making the due payment.

What about card limits? What I am wondering about is whether much like house mortgages, credit card companies issued more credit than a consumer should have reasonably able to repay?

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