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But here is the chapters and the book that you need to use to do the discussion questions.

Fifth edition Employee Benefits A Primer for Human Resource Professionals

Joseph J. Martocchio

Chapter Five Employer-Sponsored Health Insurance Programs

Each Answer should be 100-150 words.

1. Discuss the basic concept of insurance. How does this concept apply to health care?

2. Compare the main objectives of federal and state regulation of employer-sponsored health insurance practices.

3. What is the most influential event in the history of employer-sponsored health care benefits? Explain why.

4. Describe the principles of fee-for-service plans and managed care plans. What are the similarities and differences?

5. Discuss some of the choices that an employer may make to help control health care costs.

Business Management, Management Studies

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