In a paragraph or two answer the following case:

“While in the hospital during his final illness, Norris wrote out a check and gave it to his sister. What happens during the process of an electronic funds transfer? What protection is given to consumers by the Electronic Fund Transfer Act? She deposited it in her bank account. Norris died before the check cleared, and his bank refused to pay it. May a bank honor a check when it knows of the death of the drawer? Explain. In re Estate of Norris, 532 P.2d 981 (CO).”