Q.1. Research BAPCPA. Illustrate what are some of primary goals of legislation? Name at least two ways this law revised bankruptcy proceedings. Do you think these changes are for better? Explain why or explain why not?

2. Emilio Tangen obtained a life insurance policy from Kausch Insurance Co. on life of Jerrell Harwin, naming himself as a beneficiary. Harwin did not live with Tangen also Tangen did not inform Harwin of policy. Tangen paid premiums on policy, also, upon death of Harwin, sued Kausch for amount of insurance. At trial, Tangen testified that Harwin was a distant uncle on his mother's side of family. Based upon a discussion of relevant insurance law principles, should Tangen recover on this policy? Explain why or explain why then?