Identify all the lazy dollars in your financial life. Identify source, amount and what action might be indicated.

Part II. Develop a personal and household savings plan. What savings strategies will you use to improve your financial situation? Explain why you chose each strategy instead of others that you did not choose. How much will you save each month? How much interest will you earn and how much will you have saved in 5 years, 10 years, and 20 years?

The requirements below must be met for your paper to be accepted and graded:

•Write a minimum of 400 words (approximately 2 pages) using Microsoft Word.

•You may use Microsoft Excel to calculate interest earned on your savings.

•Attempt APA style, see example below.

•Use font size 12 and 1" margins.

•Include cover page and reference page.

•At least 60% of your paper must be original content/writing.

•No more than 40% of your content/information may come from references. Text book, lectures, and other materials in the course may be used, but are not counted toward the two reference requirement.

Reference material (data, dates, graphs, quotes, paraphrased words, values, etc.) must be identified in the paper and listed on a reference page.Reference material (data, dates, graphs, quotes, paraphrased words, values, etc.) must come from sources such as, scholarly journals found in online newspapers such as The Wall Street Journal, government websites, etc. Sources such as Wikis, Yahoo Answers, eHow, etc. are not acceptable