Healthcare Insurance

Critical Thinking Assignment (1200 words)

Create a Health Risk Assessment (HRA) form for a private insurer in Saudi Arabia to assess individuals' health and lifestyle to determine risk and premium cost. The HRA should include a list of questions in a survey format. The survey should include questions to determine:

1. Pre-existing conditions

2. Lifestyle patterns that could lead to illness

3. History of physician visitation

4. Any other issues that would impact risk assessment and healthcare costs of individuals

5. Include a paragraph describing the reasoning behind the selection of the criteria for all drafted questions.

Your paper should meet the following structural requirements:

• The paper should be4 pages in length & 1100 words, not including the cover sheet and reference page,and questionnaire pages.
• The survey should consist of4-6 questions.
• Provide support for your statements within-text citationsfrom a minimum offour scholarly articles.