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Health insurance in America is big business. Many insurance companies are experiencing record gains, yet benefiting from not-for-profit status.

In Illinois, some of the largest hospital operators have revenues of $1 billion, while the largest insurance company has profits of $1 billion.

What would you consider to be an effective split of the total healthcare spend among the major payors (hospitals/facilities, doctors/providers, and insurance companies)? What is the basic logic behind your opinion?

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