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Having gained a better understanding of the legal system, the Painted Image (PI) owners can now shift their focus to examining specific areas of law that create potential risks and liabilities for their business. The group knows from their business experience, and from talking with others in the business community, that businesses face serious and costly risks and legal liabilities stemming from tort law.

Unintentional harm resulting from accidents, such as in the unintentional torts of negligence and product liability, can result in costly litigation. For example, the construction company that Jo manages was sued by a client who was injured when one of the constructions employees accidentally dropped a ladder on the client's legs. Maddy and Taylor are also concerned about the possibility of accidents occurring in the PI public offices that could create risks of premises liability under negligence.

Which poses the greater potential risk and liability for PI: premises liability or general negligence and why?

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