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Greg has a bank account with First Federal Bank. First Federal issued Greg an ATM card that allowed him to withdraw funds from his personal bank account through the use of automated teller machines. On Monday, Greg’s ATM card was stolen by a thief who used it to withdraw $750 from Greg’s account. Greg discovered the theft on Wednesday, and he immediately informed First Federal of the theft.

a. What law governs Greg’s rights in this case?

b. Describe a consumer’s liability for the unauthorized use of a lost or stolen EFT card.

c. For how much of the unauthorized transfer is Greg liable?

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