Discussion: no less than 150 words. Does not need a cover page. State references.

A check is a negotiable instrument that is a substitute for money. Payments made by check far exceed payments made with cash in the United States. Consider why people make more payments using checks than cash. Are there additional advantages for business owners to make payments by check?

Write a statement that explains why you believe that people make more payments using checks than they do with cash. Also, try to identify any advantage that a business owner might get from using checks instead of cash.