Discussion 1 - Why is commercial credit a major risk for financial institutions? What are some approaches used by financial institutions to mitigate concerns with commercial credit? Explain.

Discussion 2 - Why is it important for bank managers to quantify credit risk? What are some of the difficulties with quantifying credit risk?

Discussion 3 - Describe a time where you felt engaged, included, or appreciated in the task being done. Also, describe a time where you did not feel engaged, included, or appreciated.

What were the key differences that you can identify when considering the four functions of management - planning, organizing, leading, and controlling? Does the execution of one area stand out?

In your response, provide feedback as to whether you agree or disagree with the difference identified. Suggest strategies that could have been used in the unengaged scenario where the employee could have felt engaged.