Critically discuss the ethical issues and policy which is involved in genetic testing and genetic counseling to the following case scenario:
A 25 year old male is applying for a first time full time job which offers health insurance. He has a family history of diabetes. The health insurance company contracted with the employer is asking him to pay a much higher premium than the group rate. He would like to know the genetic versus environmental factors affecting diabetes, genetic testing, and policy and ethical issues involved in the health coverage
Please answer the problems asked in the case scenario.