Considering the advantages and disadvantages of long-term care insurance, take a position on whether it is really something that a person needs or are they better off trying to use government agencies to help cover the costs (i.e. Medicaid, Medicare).
Reference
Long-term care insurance. (n.d.). Retrieved from http://www.drhorealty.com/index.cfm/long_term_insurance/#negative
What is long-term care? (n.d.). Retrieved from http://longtermcare.gov/costs-how-to-pay/