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Conduct additional research for Bank of America. Write the next section of the risk management plan in which you discuss credit risk in relation to retail banking. Be sure to include a discussion of retail banking services and the risks associate with providing consumer credit individuals and institutions.

 

In this paper, please address the following questions:

 

  • What are the credit risks faced by retail banking?

  • How are credit risks associated with individuals different from credit risks associated with institutions?

  • What retail banking services does Bank of America provide to individuals?

  • What retail banking services does Bank of America provide to institutions?

  • How does Bank of America assess credit risks and does Bank of America have an effective plan for managing and mitigating these risks? Explain.

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