Compute the present value of the given cash flows, rounding to the closest dollar:

A single cash inflow of $12,000 in 5-years, discounted at a 12% rate of return. The annual receipt of $16,000 over the next 12 years, discounted at a 14% rate of return. A single receipt of $15,000 at the end of Year 1 followed by the single receipt of $10,000 at the end of Year 3. The company has a 10% rate of return. The annual receipt of $8,000 for three years followed by the single receipt of $10,000 at the end of Year 4. The company consists of a 16% rate of return.