Charlotte Chambers and other South Dakota residents chartered a bus in South Dakota from Dakotah Charter, a South Dakota corporation, to attend a Tae Kwon Do tournament in Arkansas. While en route from South Dakota to Arkansas, the bus stopped in Missouri.

Chambers fell on the steps in the bus and broke her ankle. She sued, claiming that Dakotah failed to maintain the bus in a safe condition.

Dakotah contended that the plaintiff's carelessness caused her injury. Which law should apply to the case-the law of South Dakota, where the contract was made; Missouri, where the injury occurred; or Arkansas, where the contract was ultimately to be performed? [Charlotte Chambers v. Dakotah Charter, 488 N.W.2d 63 (Sup. Ct., S.D., 1992)]