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Benefits and challenges of insurance: The insurance system has benefits and drawbacks for patients, providers (physicians), and insurance companies. Identify at least one benefit and one drawback for each of these stakeholders. Explained how insurance benefits/hinders each stakeholder. How does the demand theory apply to the relationship between each stakeholder and the insurance industry? Does insurance impact the quality of care provided by physicians?

Do you think principles such as demand or competition should dictate pricing, or should insurance companies or government agencies set pricing for physicians?

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