Anthony writes a check payable to bearer as well as then signed his name. Presume further that Kendra had transferred the check without endorsement to Dannielle and that Dannielle then negotiated the check to Isabel by special endorsement. Upon the disappointment of the Bank of USA to honour the check Isabel could

a) Present the check to Kendra for payment

b) Present the check to Dannielle for payment

c) Either ‘a' or ‘b' (that is Isabel has her choice to present the check to Dannielle or Kendra)

d) None of the above