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A store is insured for liability coverage under a business owners policy. Explain whether the following situations are covered under the business owners policy. Treat each situation separately.

A clerk accidently injures a customer with a shopping cart. Both the business owner and the clerk are sued.

A customer slips on a wet floor and breaks a leg.

The business owners have a customer arrested for shoplifting. The customer is innocent and sues for damages.

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