1.  According to the Patient Protection and Affordable Care Act of 2010, children can stay on their parents’ health care insurance until what age?

A. 18

B. 23

C. 20

D. 26

E. 21

2. Worker’s compensation insurance rates are determined by all factors except

A. past judge and jury awards to victims

B. level of benefit payable, based on state regulations

C. the frequency and severity of past claims

D. the risk of occupation

3. In examining her organization’s benefits package, Monica has determined that the organization can provide a 40 percent premium to direct compensation for the cost of benefits. What consideration in providing benefits programs has Monica addressed?

A. flexibility

B. amounts

C. vesting

D. mix

4. Executive compensation in the form of a deferred contribution to the executive’s retirement accounts is one of the most common forms of ________ retirement funds.

A. governed

B. qualified

C. challenged

D. nonqualified

5. Under an HMO health plan, ______________ will be the first point of contact for all preventative care and in any routine medical situations.

A. Certified first-responders

B. Emergency medical personnel

C. Primary care physicians

D. Medical specialists

E. Nurses