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1. Which of the following situations would be covered under the (Coverage E) personal liability portion of Section II of a homeowner’s policy?

I. The insured is sued by his landlord for water damage to the insured’s apartment.

II. The insured is sued after a friend suffered injury from using cocaine the insured sold him.

A. I only

B. II only

C. Both I and II

D. Neither I nor II

2. Do you think you need a long-term care policy? Why or why not?

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