1. Briefly summarize the different types of Medicare insurance programs. What coverage is available? Who is eligible? What, if any, is mandatory coverage?

2. You are the compensation manager for a manufacturing company of about 200 employees. You are responsible for the company's healthcare budget. The company has been spending an increasing amount of money on health insurance every year with no relief in sight. Currently, the company offers one plan, a traditional HMO that employees contribute to every pay day. The CEO wants to know what options are available to decrease the rising costs without sacrificing employee coverage. She does not want to offer less coverage, just pay less for the same thing or better. In a memo to the CEO, briefly summarize some of the options that the company should explore to contain its costs. You will need to clearly explain each option; however, you do not have to provide any calculations as this is just a starting point to examine all potential plans and options to lower and contain costs.

3. Briefly summarize the different types of income protection programs an employer can offer. Indicate which are mandated (if any) and which are voluntary.

4. Outline the differences that exist among the various types of retirement programs available. Which retirement program, in your opinion, provides the most benefit to employees? Explain your choice.

Each question has to be 200 words.