You need to paraphrase for three paragraphs, look to the attachment,

Commercial banks in Saudi Arabia are well capitalized to withstand any downturn in business cycle. Average Capital Adequacy Ratio (CAR) was in excess of 17% which is almost double compared to the recommended 8% from BASEL ΙΙ. The CAR of the listed banks range from 14% to 19% and 8 out of 10 listed banks have total capital ratio in excess of 17%. Moreover, Tier Ι capital ratios are also high for the entire banking system. Overall credit ratings of the banking system are high with majority of them having high ratings due to strong fundamentals.

Alrajhi Bank recognises the importance of an effective risk management and control measures to ensure the Bank's corporate value, sustained profitability and continued enhancement of shareholder value.

Attachment:- operational risk .docx