You have been driving your grandfather’s car (with his permission) for the past 3 months while your car is in the repair shop – thanks Gramps! You were ranting on Yik Yak about your stupid personal finance professor while you were driving, and you ran into the back of another car. All 3 of the passengers in the other car were injured. Gramps never listed you as an authorized driver on his auto insurance policy. How will insurance most likely handle this situation? (Don’t Yak, text, tweet, twerk, etc. while driving!!)

A. Grandfather’s Part A will cover the injuries to the passengers in the other car.

B. Your Part A will cover the damage to the other car and the injuries to the passengers in that car.

C. The driver of the other car will cover the injuries to his passengers with his Part B.

D. Your grandfather’s auto policy will not cover the damages because you are not listed as a regular driver of his car.