Will you assume independence? In which of the following games of chance would you be willing to assume independence of X and Y in making a probability model? Explain your answer in each case.

(a) In blackjack, you are dealt two cards and examine the total points X on the cards (face cards count 10 points). You can choose to be dealt another card and compete based on the total points Y on all three cards.

(b) In craps, the betting is based on successive rolls of two dice. X is the sum of the faces on the first roll, and Y the sum of the faces on the next roll.